The Financial Plan
The first and most important step on the road to financial wellness is the development of a plan that reflects your goals, your philosophy, and your aspirations. The plan is your compass, and decisions can be made more confidently when referenced against a well thought out plan.
Once we have a clear view of where you would like to go, we collaborate on the most effective way of getting there. Your current resources, your ongoing commitment to the plan, and regular reviews make the journey far less uncertain.
What It’s Like Working with A Certified Financial Planner
As a CFP®, Tom’s mandate is to always place the interests of his clients ahead of his own. Carrying the CFP® designation assures that his clients will be treated with the highest ethical standards.
Your Journey
Discovering the road to financial wellness begins with an exploration of financial goals, aspirations, and understanding of what a life well-lived means to you. The pathway is through carefully listening to you.
By helping to clarify goals through active listening and data gathering, we collaborate on the steps needed to stay on that road to financial success.
While creating the financial plan is an essential first step, it is simply the start of our relationship. Ongoing reviews are critical to ensure we stay on track. Life doesn’t always develop the way we envision it… sometimes for the better and sometimes not so much. What life delivers is far less important than how we respond. We will be at your side to smooth the inevitable bumps along the way.
Our Process
First Meeting Getting to Know One Another
Discussion Points
- Meeting will last 60 mins
- Your Experiences & Perspective with Money
(view sample questions) - Licciardello Philosophy to Investment Success
- Cost of Services
Second Meeting Goals & Expectations
Discussion Points
- Meeting will last 1-2 hours
- Identify & Understand Your Values
(view sample questions) - Set Goals & Expectations
- Discuss Risk & Reactions/Emotions/Decision Making
Third Meeting Beginning the Plan
Discussion Points
- Meeting will last 1-2 hours
- Begin Outline of Financial Plan
- Discuss Your Communication Preferences
- Sign Letter of Engagement with Compass Capital
- Scroll to Learn More
Our Transparency
In every transaction throughout our lives, we all seek to be treated fairly. We know that total transparency engenders trust, and we pledge that our clients will have a clear view of the financial planning process and cost of services provided.
Whether our assignment is to serve as a consultant, or to take on the complete role from plan development to implementation, full disclosure of any and all costs is provided in advance of any commitment to engage our services.