I was recently interviewed for an article about the advantages of Health Savings Accounts. This is a tremendous planning idea that simply hasn’t got much traction….yet. Read the article by clicking on link below: HSA’s and High Deductible Health Plans
We are delighted to announce that Cristina Licciardello has passed her Series 65 exam and has joined the ranks of Trusted Financial Advisors at Compass Capital Corporation.
When I meet with my clients to review health insurance options each year, the focus of the conversation tends to be on the premiums, and out of pocket costs for their employees. These are very important points of discussion, as we always do our best to keep each as low as possible. However, the reality […]
As a result of modern medicine, most of us will enjoy a much longer life than our predecessors. Actuarially, a 65 year old is expected to live nearly 19 more years – that’s 7 years more than in 1900. That’s the good news. The bad news is that along with longevity, we are experiencing more of the chronic issues that often plague older folks and make fully independent living difficult or impossible.
On June 30th, Vin Capozzi, Senior VP of Harvard Pilgrim Health Care visited the “world headquarters” of LFS/CCC to lead a discussion on the impact of health care reform under the National and Massachusetts plans.
The passage of Federal Health Care Reform, also known as the Patient Protection and Affordable Care Act, provides opportunities and challenges for all parts of our health care system, including employers, consumers, providers and insurers. We are committed to providing our clients with information about health reform and how it may impact them.
It’s that time of year when those clients who qualify for Medicare need to analyze the best choices for their Supplement Plan. While one of our favorite “go-to” plans, First Freedom, will no longer be available, we have done thorough research into what we believe will be the best options in 2011. The plans we highlight are […]
By Robert Weisman, Globe Staff | September 28, 2010 Harvard Pilgrim Health Care has notified customers that it will drop its Medicare Advantage health insurance program at the end of the year, forcing 22,000 senior citizens in Massachusetts, New Hampshire, and Maine to seek alternative supplemental coverage. The decision by Wellesley-based Harvard Pilgrim, the state’s […]
The rate disput between Massachusetts Health Insurance carriers and the Department of Insurance that began on April 1st, is nearly settled. The resulting rate reductions are good news for our clients, but not so good for the carriers, as reported in this Boston Business Journal article.. While we can’t predict what rates will look like in […]
You may have read that term life insurance rates are at historic lows and that now is the time to buy. It’s worth a quick primer on why life insurance is necessary and who should buy it before getting to specific amounts that individuals should own.